The short answer
Assess the Damage First
After a hailstorm, check your metal roof from the ground with binoculars or from a safe spot indoors. Look for dents, creases, paint chips, and any punctures. Also inspect inside your attic for leaks or water stains, which signal that water has already entered your home.
If you see exposed metal where the protective coating has been knocked off, rust can start quickly. That kind of damage needs attention soon. For a closer look, you can hire a local water damage pro to inspect safely and identify all problem areas.
- Dents without paint damage may be cosmetic
- Paint chips can be touched up to prevent rust
- Creases or folds often weaken the metal
- Punctures or holes mean water can get in
- Check seams and fasteners for loosening
- Look for signs of water inside your attic
When Repair Makes Sense
If the damage is mostly cosmetic, such as small dents or surface scratches, repairs can often restore the roof's appearance and protect it from rust. A pro may be able to smooth out some dents or apply a coating to seal exposed areas. This is usually a faster and more practical option than replacing the entire roof.
The cost of repairs depends on the extent of the damage, the type of metal, and how accessible the roof is. In general, repairs are less expensive than full replacement, but the final price varies. Ask a local water damage pro to evaluate the roof and give you a clear picture of what is needed.
When Replacement Is Necessary
Replacement becomes necessary when the metal is deeply creased, cracked, or has large punctures that compromise its strength. If the roof has lost its watertight seal, no amount of patching will provide lasting protection. Water can seep into the structure, leading to rot, mold, and damage to your insulation and drywall.
If water has already entered your home, you may need additional services, such as water damage inspection or structural drying. A local water damage pro can help you understand the full scope of the problem and what steps to take next. In some cases, replacing the roof is the safest and most cost-effective choice in the long run.
Prevent Further Water Entry
While you decide on repairs or replacement, take steps to keep water out. Use a tarp to cover damaged areas if you can do so safely. Clear any debris from the roof and gutters. If you see active leaks, place buckets to catch dripping water and move belongings away from the affected area.
If water has already soaked into your ceilings or walls, you may need emergency water extraction or moisture mapping to identify hidden moisture. Acting quickly helps reduce the chance of mold growth and further structural damage. A local water damage pro can guide you on the right immediate actions for your specific situation.
- Tarp over punctures if safe
- Clear gutters and downspouts
- Move furniture and valuables away from leaks
- Use fans or dehumidifiers to dry wet areas
- Document damage with photos for your records
- Call a pro for a thorough assessment
Check Your Insurance Coverage
Your insurance policy may help pay for roof repairs or replacement after a hailstorm, but coverage varies widely. Policies vary, and your insurer decides what is covered. Review your policy documents and contact your insurance company to understand what types of hail damage are included and what your deductible might be.
Keep records of the damage, including photos and any correspondence with the pros. This information can be useful when you file a claim. Remember that your insurer may send an adjuster to inspect the roof, so it's wise to have a professional assessment ready to share. If you're unsure about the process, ask your insurance company for guidance.
Water damage does not wait
Water keeps spreading into floors and walls, so it is worth acting early. Calls are answered 24/7.
Call Now (617) 404-2753Frequently asked questions
How do I know if my metal roof is still watertight?
Look for visible punctures, gaps at seams, or lifted fasteners. Inside, check for water stains on ceilings or in the attic. If you see any sign of water entry, the roof's watertight seal is likely compromised, and you should have a pro inspect it.
Can small dents in my metal roof be fixed?
Yes, small dents that don't break the paint or metal can often be repaired. A pro may be able to smooth them out or apply a coating to prevent rust. If the dent has cracked the metal or exposed the substrate, replacement might be needed.
What should I do if my roof is leaking after the hail?
Act quickly to minimize water damage. Place buckets under leaks, move furniture away, and tarp the roof if safe. Then call a water damage pro to assess the roof and address any interior moisture. The sooner you dry things out, the less chance of mold and structural issues.